Paisabazaar – We all want to save our hard-earned money for future use. But when it comes to actual investment and a savings plan, we often get confused. What is the right investment? Where will the money be safe? How much interest can we earn? Which type and how much amount of loan is the best for what we’re looking for? These are some of the common worries that we all have. In today’s era where there are so many choices available for us with a number of banks and innumerable websites offering us the best advice, it becomes really hard to choose the best option. But paisabazaar and just the right place. Offering a number of services all at one place, paisabazaar is the only online financial marketplace in India that offers a complete spectrum of financial products, ranging from retail lending products, such as credit cards, personal loans, home loans, loans against property, auto loans etc to investment products like mutual funds, savings account and fixed deposit. It even partners with over 75 banks and other financial institutions, catering to all segments with varied demographics. So without any doubt, we can say that paisabazaar is the answer to all our financial worries.
PAISABAZAAR : ABOUT
Paisabazaar is an unbiased comparison portal for banking products. Along with making your process free from documentation hurdles, they offer round-the-clock customer support that helps you plan your finances. They even analyze your needs and accordingly suggest plans. Apart from providing accurate financial advice, they keep in mind your privacy and recognize the need to protect your personal information (for example, name, address and telephone number). The information you enter is as precious to them as it is to you. Therefore, they follow appropriate standards to ensure it’s security. Another attractive aspect for choosing their services is that you get all the comparisons for you to need at one place. Be it products such as loans, insurance plans or credit cards, they look for the best deal offered in all banks and financial institutions and simply inform you about the eligibility criteria, repayment options, types of interest rates, and other parameters. Getting the right financial advice is critical to all our investment plans.
Therefore, as a thumb rule they suggest never to invest:
- On blind faith; understand the product.
- From anyone trying to rush you into an investment by calling it a “limited period offer”.
- In very low-priced funds and in loans with lower-than-market interest rate.
If something looks too good to be true, look again.
CREDIT SCORE & CIBIL SCORE
A credit or a cibil score is basically two numerical expressions that is based on a long analysis of a person’s credit files, to represent the creditworthiness of an individual. In simple terms, financial institutions or other financial organisations use these two scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use these scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Another important use of these scores is to determine which customers are likely to bring in the most revenue. Adding this step to identify the most trustworthy receivers of money is an example of a good, efficient and trustworthy loaning system. Paisabazaar credit score and paisabazaar cibil score are the same. The website uses it to know a person’s creditworthiness. The important point to note here is that only previous borrowings i.e. loans and credit cards are taken into account when calculating the score, so your account balance and assets such as investments or property play no role whatsoever when assigning you a score. The formula used to calculate a score is the company’s information. Hence the exact details of how the score is calculated are not available to the general public; however, as long as you have paid your previous EMIs and credit cards bills on time, you would have a high credit or cibil score. You can check in your paisabazaar credit score online and paisabazaar cibil score free when you log in to paisabazaar.com loan.
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PAISABAZAAR ONLINE PORTAL
When you reach the website, paisabazaar login or signup is the first step. After doing so, you can have access to a number of services. To name a few, paisabazaar loan, paisabazaar insurance, savings account, credit cards and a variety of loans (business, personal, home, loan against property). you can even check your credit score or your cibil score in there. Other than this, there are many other services offered by the web portal. It all comes to discovering what you are looking for.
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PAISABAZAAR: MOBILE BANKING APP
Amazing us with the technological advancements, paisabazaar even has a mobile banking app. To understand the basic, the use of mobile phones and applications to carry out the banking transaction is called mobile banking. Most banks and financial institutions offer mobile banking services to their customers. This enables an account holder to carry out a transaction or keep a record of the funds even while on the go. One can also carry out transactions such as bill payments, transfer funds etc. using their mobile banking app. The mobile banking application is very user-friendly and convenient to use. This gives the customer the freedom to take benefit of banking services using their mobile phone. There are several mobile banking applications wherein an account holder can have mobile-based conversations with the bank representative in case of any query or doubts. Keeping all these aspects in mind, the mobile banking app of paisabazaar provides these services as well. Not only to the customers but to the banks as well, these apps have proven to be the most efficient discovery of all time. Below are some common advantages that banks and financial institutions enjoy with the help of mobile banking apps:
- Be available when and where your customers want you to be.
- Empower your customers.
- Go green, go paperless.
- Have a single view of the customer.
- Provide super-fast services to customers.
- Facilitate location-based services.
- Reward your customers.
- Safeguard customer details.
- Streamline the contact process.
- Stay efficient and compliant.